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2021@Rejoice Mortgage, Inc. This offer is made by Obsidian Financial Services Inc. d/b/a Rejoice Mortgage Inc. NMLS ID 1425046 which is not afficliated with your current lender nor is it an agency of the Federal Government. Obsidian Financial Services Inc. d/b/a Rejoice Mortgage Inc. is approved by HUD/FHA, Fannie, Mae, Feddie Mac, and Ginnie Mae. This is not a Government form. This is not a credit decision or a commitment to lend.