74-980 Highway 111

Indian Wells , CA 92210

(760) 831-5688

64519admin@stearns.com

(866) 436-5077

Authorization Agreement

CREDIT REPORT AUTHORIZATION FORM

Authorization is hereby granted to Stearns Lending, LLC, to obtain a consumer credit report through a credit reporting agency chosen by Stearns Lending, LLC. I understand and agree that Stearns Lending, LLC intends to use the consumer credit report for the purposes of evaluating my financial readiness to obtain a loan.

I understand that this credit report will be retained on file at the Stearns Lending, LLC office for use only by Stearns Lending, LLC staff. This information will not be disclosed to anyone by Stearns Lending, LLC without my written consent.

Furthermore, I understand that, should I choose to apply for financing through Stearns Lending, LLC, a revised credit report costing an additional fee may be required.

My signature below authorizes the release to the credit reporting agency of financial information which I have supplied to Stearns Lending, LLC in connection with such an evaluation. Authorization is further granted to the credit reporting agency to use photostatic reproduction of this form if required to obtain any information necessary to complete my consumer credit report.

CHECKING THE BOX BELOW GRANTS PERMISSION FOR THE RELEASE OF FINANCIAL INFORMATION TO THE CREDIT REPORTING AGENCY AND GRANTS PERMISSION FOR Stearns Lending, LLC TO OBTAIN A COPY OF YOUR CREDIT REPORT.